Metal Roofing Myths Debunked: What Homeowners Need to Know
Separate fact from fiction about metal roofing. We debunk the most common myths about metal roofs including noise, lightning, rust, and more for Saratoga Springs homeowners.
Metal Roofing Myths: Separating Fact From Fiction
Metal roofing has become increasingly popular among homeowners in Saratoga Springs and throughout Upstate New York, and for good reason. Its durability, longevity, and performance in cold climates make it an excellent choice for our region. However, persistent myths and misconceptions continue to deter some homeowners from considering metal. Let us examine the most common metal roofing myths and set the record straight.
Myth 1: Metal Roofs Are Noisy During Rain and Hail
This is perhaps the most widespread myth about metal roofing, and it stems from the experience of standing inside uninsulated metal buildings like barns, warehouses, or carports during a rainstorm. In those structures, with no insulation or solid sheathing between you and the metal panels, rain can indeed be loud.
However, a residential metal roof is installed over solid plywood or OSB sheathing, with underlayment and attic insulation between the metal and your living space. Multiple independent studies have shown that a properly installed metal roof is no louder than an asphalt shingle roof during rain. In fact, some homeowners report that their home feels quieter after switching to metal because the rigid panels dampen certain sound frequencies better than flexible shingles.

Myth 2: Metal Roofs Attract Lightning
This myth seems intuitive but is completely false. Lightning strikes the highest point in an area, regardless of what material it is made from. A metal roof does not increase the probability of your home being struck by lightning any more than an asphalt or tile roof. Trees, utility poles, and other tall objects in the vicinity are far more likely to be struck.
In fact, metal roofing is actually safer than many other roofing materials in the event of a lightning strike. Metal is non-combustible, so it will not catch fire if struck. Asphalt shingles and wood shakes, by contrast, can ignite from a direct lightning strike.

Myth 3: Metal Roofs Rust
Modern metal roofing is manufactured with advanced coatings and finishes specifically designed to resist corrosion. Steel metal roofing panels are galvanized (coated with zinc) or galvalume-coated (zinc and aluminum alloy), and then finished with high-quality paint systems that include multiple layers of primer, base coat, and clear coat. These finishes are engineered to withstand decades of UV exposure, moisture, and temperature extremes without rusting.
Aluminum metal roofing does not rust at all, making it an excellent choice for homes near bodies of water or in areas with high moisture exposure. For Saratoga Springs homes near Saratoga Lake or in low-lying areas, aluminum metal roofing provides exceptional corrosion resistance.
Most reputable metal roofing manufacturers offer paint and substrate warranties of 30 to 50 years, guaranteeing their products against rust, fading, and chalking.
Myth 4: Metal Roofs Dent Easily
Homeowners often worry that hail, falling branches, or foot traffic will dent their metal roof. While it is technically possible to dent metal roofing, modern panels are manufactured from thick-gauge steel or aluminum that is significantly more impact-resistant than most people expect.
Standard residential metal roofing panels are made from 24 to 26 gauge steel, which can withstand most hail impacts without visible damage. Many metal roofing products carry Class 4 impact ratings, the highest available, meaning they have been tested to resist impacts from two-inch steel balls dropped from 20 feet. For the occasional hailstorms that hit the Saratoga Springs area, a quality metal roof provides excellent impact protection.
Myth 5: Metal Roofs Make Your Home Hot in Summer
This myth confuses the properties of metal as a material with the performance of a metal roofing system. While metal does conduct heat, modern metal roofing is designed with reflective coatings that bounce solar radiation away from your home rather than absorbing it.
Cool-roof-rated metal panels can reflect up to 70 percent of solar energy, compared to dark asphalt shingles that absorb the vast majority of solar heat. This reflectivity actually makes metal roofing one of the most energy-efficient options available for keeping your home cool in summer.
During Saratoga Springs winters, the same insulation that keeps your home warm also ensures the metal roof’s thermal conductivity does not increase heat loss. The net result is a roof that helps you save energy year-round.
Myth 6: Metal Roofs Cannot Be Installed Over Existing Shingles
In many cases, metal roofing can be installed directly over an existing layer of asphalt shingles, eliminating the need for a costly and messy tear-off. This is done by first installing furring strips or a batten system over the existing shingles, then attaching the metal panels to the furring strips. This approach can reduce installation cost and time while providing the benefits of a metal roof.
However, there are situations where overlay installation is not recommended, such as when the existing roof has moisture damage, multiple layers of shingles, or structural concerns. A qualified contractor should always inspect the existing roof to determine whether an overlay is appropriate. Local building codes in the Saratoga Springs area may also dictate whether overlay installation is permitted.
Myth 7: Metal Roofs Are Only for Commercial or Agricultural Buildings
Twenty years ago, this myth had some basis in reality. Metal roofing options for residential homes were limited and often looked industrial. Today, however, metal roofing is available in an enormous variety of styles, colors, and profiles specifically designed for residential applications.
Standing seam panels offer a clean, contemporary aesthetic. Metal shingles are available that convincingly replicate the look of slate, cedar shake, and clay tile. Color options range from traditional charcoal and forest green to bold reds and blues. For the diverse architectural styles found in Saratoga Springs, from Victorian-era homes on Broadway to new construction in the surrounding developments, there is a metal roofing option that fits beautifully.
Make an Informed Decision
Do not let myths and misconceptions prevent you from considering what may be the best roofing option for your Saratoga Springs home. Metal roofing offers proven performance in cold climates, exceptional longevity, low maintenance, and attractive aesthetics.
Rooferly Saratoga Springs can connect you with experienced metal roofing contractors who can address your questions, show you material samples, and provide detailed estimates for your specific home. Contact us today to learn the facts about metal roofing and see if it is the right choice for you.
Emily Brooks coordinates roofing projects across the Capital Region, helping homeowners navigate the process from estimate to completion.
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